How It Works

To qualify you must satisfy the following:

Have a checking or bank account
Be aged over 18
Be in employment
Be a Canadian citizen or permanent resident

If you met the above conditions, just apply online and you will be responded on the spot if you will be accepted and reject. Our 99% of applications get approved. Taking a payday loan is a paperless process which means no faxing is needed to complete the payday loan process. Your loan amount will be deposited directly into your bank account. Depending on your banking institution your money could be in your account on the same day, once approved. You then simply pay the payday loan back to us when you next get paid from your work.

1. Apply Online 2. Get Approved 3. Receive cash

Charges & Fees
There are some example with flat fee which will be charged on how much you borrow. There is no hidden fee or charges to process application or to transfer money into your bank account.

Applying for the Payday Loans is as easy as 1-2-3!

Simply complete the online application form
A confirmation email will be sent to you regarding your application
A Customer service representative will contact you shortly by phone
In a few hours after applying , you'll receive cash directly in your account

Once we have contacted you and all your information has been received and verified, you will be able to log into your account, select your loan.

Step 1
Fill Out Our Application Form

Step 2
Receive Email For Approval

Step 3
Receive Your Cash!

Home Apply How It Works FAQ Privacy Policy Contact

AskPayday.ca is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third party lender to provide you with a loan application and the potential to receive a loan.AskPayday.ca makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. AskPayday.ca is a free service. AskPayday.ca may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice. Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select.

Alberta: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $68.94. Interest is fixed at a rate of $22.98 per $100 loan equivalent to an annual rate of 599.12% fixed. The total repayable is $368.94. Representative APR 599.12%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

Ontario: Representative APR (Annual Percentage Rate of charge): Representative example: Borrow $300 for 14 days. The total charge for credit is $62.94. Interest is fixed at a rate of $20.98 per $100 loan equivalent to an annual rate of 546.98% fixed. The total repayable is $362.94. Representative APR 546.98%. The APR includes important factors such as the interest rate you must pay; how you repay the loan; the length of the loan agreement (or term); frequency and timing of installment payments; and amount of each payment.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone may qualify.